The Internal Revenue Service released its 2022 Health Savings Account Inflation Adjustment Limits. A comparison of the 2022 and 2021 limits are listed below. The ACA maximum out-of-pocket limits have also been adjusted. The ACA uses a different adjustment calculation than the IRS when setting H.S.A. limits year over year.
| 2022 | 2021 | Change | ||
| HDHP Minimum Deductible | Individual | $1,400 | $1,400 | $0 |
| Family | $2,800 | $2,800 | $0 | |
| HDHP Out-of-Pocket Limits | Individual | $7,050 | $7,000 | +$50 |
| Family | $14,100 | $14,000 | +$100 | |
| ACA Out-of-Pocket Limits | Individual | $8,700 | $8,550 | +$150 |
| Family | $17,400 | $17,100 | +$300 | |
| HDHP Maximum Annual Contribution Limit | Individual | $3,650 | $3,600 | +$50 |
| Family | $7,300 | $7,200 | +$100 | |
| H.S.A. Catch Up Contribution | $1,000 | $1,000 | +$0 | |
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