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So far dgbeta has created 52 blog entries.

Updates to the 2021 Summary of Benefits and Coverage


To help consumers compare the different features of health benefits and coverage, the Affordable Care Act requires all group health plans and health insurance companies to provide individuals a “summary of benefits and coverage” that “accurately describes the benefits and coverage under the plan.” The SBC is a snapshot of a health plan’s costs, benefits, [...]

Updates to the 2021 Summary of Benefits and Coverage2020-10-16T14:17:15+00:00

Should You Be Doing More About Mental Health?


There is little doubt that the COVID-19 pandemic has taken a toll on the mental well-being of many Americans. In addition to dealing with fear of the virus and social isolation, economic pressures have continued to grow. Many who have continued to work have been forced to balance working remotely with caring for children who [...]

Should You Be Doing More About Mental Health?2020-10-15T14:32:08+00:00

States with Individual Health Insurance Mandates


After the repeal of the Affordable Care Act’s Individual Mandate, which was effective January 1, 2019, several states began the process of implementing statewide individual mandates. Currently there are six states that have passed some form of the individual mandate. To date, California, the District of Columbia, Massachusetts, New Jersey, Rhode Island, and Vermont have [...]

States with Individual Health Insurance Mandates2020-10-14T16:14:57+00:00

How a Premium Dollar Is Spent


America’s Health Insurance Plans, a national trade association whose member companies provide insurance coverage and health-related services to consumers and businesses, has released a study revealing the breakdown of today’s healthcare premium dollar, as follows: 23.3 cents of every premium dollar is used for prescription drugs 22.2 cents cover the cost of physician services 20.2 [...]

How a Premium Dollar Is Spent2020-10-08T14:34:06+00:00

IRS Extends ESR Reporting Deadline


On October 2nd, the IRS issued notice 2020-76, which extends the deadline for employers and other coverage providers to distribute forms 1095-B and 1095-C to individuals for the 2020 reporting year. The due date for furnishing the 2020 Form 1095-B and the 2020 Form 1095-C to applicable individuals is extended from January 31, 2021 to March [...]

IRS Extends ESR Reporting Deadline2020-10-07T16:19:19+00:00

CT Paid Family Medical Leave


On June 25, 2019, Governor Ned Lamont signed into law Connecticut’s Paid Family and Medical Leave law (CTPFML). Below are some highlights from the new law updated with the most recent developments. Despite setbacks due to COVID 19 issues, the deadline to begin collecting contributions in 2021 remains intact. The new CTPFML program will expand the [...]

CT Paid Family Medical Leave2020-10-07T15:26:22+00:00

Self-Funding: The Greatest Benefit is Compassion


Ask any member of our team what sets Diversified Group apart and you’ll likely hear about customer service and our promise to always put our client’s health plan and its members first. Seldom have these qualities been more meaningful than during the uncertainty of the past few months. Fortunately, self-funding provides the flexibility employers have [...]

Self-Funding: The Greatest Benefit is Compassion2020-10-01T14:47:56+00:00

Wellness and Working Remotely


While working remotely has put some wellness programs on hold, creative companies are adding exercise to the workday and enabling people to connect with co-workers. For some, the social interaction is proving to be just as helpful as the physical activity. Web conferencing applications such as Webex, Zoom and Microsoft Teams are making it easy [...]

Wellness and Working Remotely2020-09-24T15:35:07+00:00

Diversified Group Named One of CT’s 2020 Healthiest Employers


This article was published on September 21, 2020 on Hartford Business. Photo source is Hartford Business Journal. 1st Place | Category: 2 to 99 Employees Diversified Group Brokerage Headquarters: Marlborough Industry: Health insurance Top Executive: Brooks T. Goodison, President When the COVID-19 pandemic forced Diversified Group to work remotely, the third-party health plan administrator wanted [...]

Diversified Group Named One of CT’s 2020 Healthiest Employers2020-09-21T19:01:04+00:00

Do You Need an Antibody Test?


If you’ve had COVID-19 in the past, or suspect that you have, you may want to get an antibody test, which tests your blood serum to check for your body’s response to an infection. If you decide to proceed with an antibody test, make sure the test is authorized for FDA emergency use and speak [...]

Do You Need an Antibody Test?2020-09-17T15:34:38+00:00