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A Little About Us
Diversified Group Brokerage was built on the premise that self-funded insurance plans are the most cost effective and sensible health insurance options for many companies across the country.
Diversified's family of companies have been administering self-insured health plans for groups and unions for over 40 years. Our tenure as a third party administrator has allowed Diversified to bring our clients the most comprehensive and cost effective approaches to healthcare. If your company is looking for a third party administrator that considers customer service, dedication, innovation and experience to be the most important aspects of providing a quality health-plan, then you’ve come to the right place! |
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New Developments In Health Care Reform
March 20, 2012 - Agencies issue FAQ's for the Summary of Benefits & Coverage (SBC) Yesterday the Departments of Health and Human Services, Labor and Treasury (the Departments) issued a set of FAQs regarding implementation of the summary of benefits and coverage (SBC) provisions of the ACA. The FAQs can be found at http://www.dol.gov/ebsa/faqs/faq-aca8.html March 17, 2011 - DGB Updates Health Care Reform Checklist DGB/DAC is staying on top of the constantly evolving health care market and this includes extra attention to Healthcare Reform or PPACA. Attached you will find our checklist for issues and items that are relevant to your group health plan in 2011. Please take a look at your convenience and follow up with us or your broker with additional questions. Click Here To View The Health Reform Check List Prohibition on Lifetime and Annual Limits: Click Here Dependent to Age 26 Interim Final Regulations issued: Click Here Grandfathered Interim Final Rules released: Click Here |
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Links to Industry News and Events
How to address the challenges and solutions surrounding health benefits Date: Tuesday, May 1, 2012 By: Smart Business There are two starting points. First, as an employer, you want to have your arms around your data. Maybe you've done a health risk questionnaire and you have medical claims data in such a way that you can stratify it to say that, of the eight greatest risk factors (such as smoking, lack of health screenings, poor diet, etc.) and the 15 most prevalent chronic conditions, these are the ones that are most prevalent in your population. From that, you can target those two or three greatest risk factors that will lead to the best improvement in health status and a lessening of the frequency and severity of chronic disease. Click Here For Full Story Medical Costs Vary Wildly From Hospital to Hospital, Says Study Date: Wednesday, April 25th, 2012 By: ABC News In the middle of the night, Augustin Hong, a 34-year-old financial professional living in San Francisco, started to experience abdominal pain so severe it sent him to the emergency room. After some tests, doctors told him he had appendicitis and needed surgery -- and that without surgery he could die. He took his doctor's advice without hesitation. The routine surgery to remove his inflamed appendix went off without a hitch, and doctors sent him home the day after his surgery with a small bottle of pain pills -- and a medical bill of nearly $60,000. Click Here For Full Story Purchasing High Performance: Can Smaller Firms Self Fund? Surprise — Many Already Are Date: Thursday September 29, 2011 By: www.myhealthguide.com MyHealthGuide Source: Brian Schilling, 9/19/2011, Commonwealth Fund Article Nine years ago, when David Kohmescher stepped in as chief executive officer of the Newburgh, Indiana-based Women’s Health Care, the 20-physician obstetrics — gynecology practice was in its first year of being self-insured. His immediate predecessor had led the organization through the transition from fully insured to self insured for what Kohmescher said were the usual reasons: cost, lack of control, general frustration... More Consumers May Have More Control Over Health Care Costs Than Previously Thought Date: Thursday September 29, 2011 By: www.rand.org The historic RAND Health Insurance Experiment found that patients had little or no control over their health care spending once they began to receive a physician’s care, but a new study shows that this has changed for those enrolled in consumer-directed health plans.Patients with health coverage that includes a high deductible and either a health savings account or a health reimbursement arrangement reduced their costs even after they initiated care... More Pros and Cons of the FSA Cap Date: September 28, 2011 By: Amanda McGrory As health care costs continue to grow, employers and employees alike are searching for ways to reduce the financial burdens they face, and many are turning to consumer-driven health plans that include flexible spending accounts.... More Other News 1) March 21, 2011 - Top Employers Need to Offer Health Cover: Panel 2) 20 States Prepare for Day in Court Against Health Care Law |
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