About Krista Hartman

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So far Krista Hartman has created 52 blog entries.

2024 Health and Welfare Plan Penalties

2024-01-24T18:06:53+00:00

Civil penalties were recently updated, adjusting for inflation, by the Department of Labor (DOL) for 2024. Federal law requires penalties be adjusted annually by January 15th. Employers found in violation will be assessed these increased penalties beginning after January 15, 2024. The year-over-year inflation increase for 2024 is 3.241%. Annual inflation adjustments are based on [...]

2024 Health and Welfare Plan Penalties2024-01-24T18:06:53+00:00

Important Information Regarding Diversified Group’s Eligibility Process

2024-01-22T17:07:03+00:00

Employers have so many different options available to them to utilize when sending their enrollment data to Diversified Group (i.e. payroll, HRIS systems, etc.). To make sure we are doing the best job for you, Diversified is making changes to our policies and procedures surrounding eligibility documentation to ensure that we are meeting your [...]

Important Information Regarding Diversified Group’s Eligibility Process2024-01-22T17:07:03+00:00

Consolidated Appropriations Act Gag Clause Attestation

2023-12-14T16:29:42+00:00

The Consolidated Appropriations Act requires self-insured plan sponsors to file a gag clause attestation with CMS using the HIOS system no later than December 31st, 2023. A gag clause is any contractual term that prohibit health plan sponsors and plan issuers from having any agreements with a healthcare provider, a network, an association of providers, [...]

Consolidated Appropriations Act Gag Clause Attestation2023-12-14T16:29:42+00:00

Gag Clause Attestations – Diversified Group Course of Action

2023-09-20T16:30:24+00:00

Before December 31, 2023, self-insured plan sponsors are required to file a gag clause attestation with CMS using the HIOS system. For self-insured clients, uploading the attestation is a plan sponsor responsibility under the Consolidated Appropriations Act. However, Diversified Group will submit the attestations to CMS on behalf of our clients in time to meet the [...]

Gag Clause Attestations – Diversified Group Course of Action2023-09-20T16:30:24+00:00

Medicare Part D Creditable Coverage Notices Due Before Oct. 15

2023-09-06T17:17:53+00:00

Medicare Part D requires group health plan sponsors to disclose to individuals who are eligible for Medicare Part D and to the Centers for Medicare and Medicaid Services (CMS) whether the health plan’s prescription drug coverage is creditable. Plan sponsors must provide the annual disclosure notice to Medicare eligible individuals before Oct. 15, 2023 — [...]

Medicare Part D Creditable Coverage Notices Due Before Oct. 152023-09-06T17:17:53+00:00

IRS Announces 2024 Affordability Threshold

2023-08-28T17:34:28+00:00

On August 23, 2023, the Internal Revenue Service (IRS) issued revenue ruling 2023-29 which indexes the contribution percentages for 2024 for purposes of determining affordability of an employer’s plan under the Affordable Care Act (ACA). For plan years beginning in 2024, employer-sponsored coverage will be considered affordable if the employee’s required contribution for self-only coverage does [...]

IRS Announces 2024 Affordability Threshold2023-08-28T17:34:28+00:00

IRS Releases HSA Adjusted Amounts for 2024

2023-07-24T20:50:14+00:00

Recently, the IRS released Rev. Proc. 2023-23, which outlines the 2024 inflation-adjusted amounts for Health Savings Accounts and compatible High Deductible Health Plans. Adjusted amounts include HDHP calendar year minimum deductibles, out-of-pocket maximums, and the annual HSA contribution limits. Additionally, the annual adjustment for the ACA out-of-pocket limit was also released. 2024 2023 Change ACA [...]

IRS Releases HSA Adjusted Amounts for 20242023-07-24T20:50:14+00:00

How the End of the National and Public Health Emergencies Impact Health Plans

2023-04-19T21:42:55+00:00

On January 30th 2023, President Biden announced that both the public health emergency and the national health emergency declarations due to COVID-19 would expire simultaneously on May 11, 2023. Below outlines the impact to private health insurance once the emergencies expire.  THE PUBLIC HEALTH EMERGENCY (PHE) was initially declared by the Department of Health and [...]

How the End of the National and Public Health Emergencies Impact Health Plans2023-04-19T21:42:55+00:00

Public and National COVID-19 Health Emergencies to End

2023-02-09T17:19:57+00:00

On January 30th, 2023, President Biden announced that both the public health emergency and the national health emergency declarations due to COVID-19 would expire simultaneously on May 11, 2023. Below outlines the impact to private health insurance once the emergencies expire. THE PUBLIC HEALTH EMERGENCY (PHE) The PHE was initially declared by the Department of [...]

Public and National COVID-19 Health Emergencies to End2023-02-09T17:19:57+00:00

Annual RXDC Reporting

2023-02-08T17:45:42+00:00

The Consolidated Appropriations Act (CAA) requires that Group Health Plans report various information about their prescription drug costs and spending. The government calls the data submission of information on prescription drug costs and spending the “RxDC report.” The government will use the data to provide insight into increased spending on prescription drugs with reporting on rebates, [...]

Annual RXDC Reporting2023-02-08T17:45:42+00:00
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