The Department of Health and Human Services (HHS) and the Department of Labor (DOL) have issued adjusted/updated civil monetary penalties for a myriad of benefits related violations. The Departments are required by law to provide their annual adjustments by January 15th each year. The 2020 penalties will not be assessed until after January 15, 2020 [...]
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So far Krista Hartman has created 24 blog entries.
Communication and helping plan members get the most out of their health plan should be an all year round endeavor. Surveys continue to indicate that even highly educated employees describe benefits, insurance and the enrollment process as “very confusing.” Consider academic research by the Commonwealth Fund and a recent study by Accenture. While one points [...]
Doctors representing several Physician associations recently appeared before the U.S. House of Representatives to encourage legislators to streamline the prior authorization process which they say is out of control. A spokesperson representing the American Academy of Family Physicians said that a process initially implemented to prevent unnecessary and extremely costly treatment has led to physician [...]
Here's why investment-focused Health Savings Accounts should be on every young woman’s radar. This article was published on January 14, 2020 on BenefitsPro.com, written by Alison Moore. Photo Source: BenefitsPro.com. A recent article from Bustle titled “How to Save for Retirement in Your 20s” powerfully explained why saving for the future is one of the [...]
Currently, patients with high deductible health plans and health savings accounts have to pay for treatment of chronic illnesses out of pocket until they have reached their required deductible. According to IRS Notice 2019-45, those with chronic conditions such as diabetes, high blood pressure or asthma, will reduce their financial burden prior to reaching their [...]
New Jersey: Health Insurance Mandate In 2018, New Jersey Governor, Phil Murphy, signed into law The New Jersey Health Insurance Market Preservation Act. This law requires all New Jersey residents to have health insurance or pay a penalty. Lawmakers in New Jersey drafted this legislation in response to the decision to eliminate the ACA individual mandate with the [...]
According to the Centers for Disease Control, more than 30 million Americans have diabetes – a chronic condition that happens when your body doesn’t produce enough insulin or process sugar efficiently. The surprising thing is that about 7.5 million people are diabetic and don’t know it! Doctors say if you’re over 45 years of age, are overweight [...]
When Alexa Kasdan's sore throat lingered for more than a week, she went to her doctor. The doctor sent her throat swab and blood draw to an out-of-network lab for sophisticated DNA tests, resulting in a $28,395.50 bill. (Shelby Knowles for Kaiser Health News). This article was published on December 23, 2019 on NPR, written [...]
This article was published on December 18, 2019 on Connecticut Health I-Team, written by Cara Rosner. Photo Source: Connecticut Health I-Team. The number of “adverse events” occurring at Connecticut hospitals rose 7% in 2018, compared with the previous year, with a growing number of patients suffering serious injury or death associated with falls, according to [...]
It’s doubtful that many technology companies are concerned about employees nearing age 65. Other employers, however, may want to brush up on Medicare eligibility in order to help older workers understand their options and avoid any potential gap in coverage. Here are just a few Medicare-related concerns: For employees who will lose access to employer-sponsored [...]