Health care reform: Don’t wait for the politicians

2017-05-18T08:00:55+00:00

The article below is from BenefitsPRO written by Dinesh Sheth on May 16, 2017. Let the politicians argue about who is going to pay for health care and who is not. Photo: Getty Images Business owners across all industries are facing uncertainty surrounding the status of current laws and regulations. A Republican majority [...]

Health care reform: Don’t wait for the politicians2017-05-18T08:00:55+00:00

Tell your Senators to Preserve the Employer-Based System and Permanently Repeal the Cadillac/excise Tax!

2017-05-17T14:30:39+00:00

The National Association of Health Underwriters (NAHU) Operation Shout! On May 4, the House of Representatives passed H.R. 1628, the American Health Care Act (AHCA), a reconciliation bill to repeal and replace portions of the ACA. It will now be considered by the Senate, where it is expected to be significantly altered, including possibly addressing [...]

Tell your Senators to Preserve the Employer-Based System and Permanently Repeal the Cadillac/excise Tax!2017-05-17T14:30:39+00:00

What the new GOP healthcare bill means for employers

2017-05-10T14:44:44+00:00

The article below was published on May 5, 2017 by the Employee Benefit Adviser, written by Phil Albinus and Nick Otto. The House of Representatives passed the American Health Care Act Thursday, which will be sent to the U.S. Senate for debate and amendments and then a vote. Here’s what employers need to know about [...]

What the new GOP healthcare bill means for employers2017-05-10T14:44:44+00:00

House Passes Bill to Protect Access to Affordable Health Care Options

2017-04-06T14:39:20+00:00

Press Release from Education and the Workforce Committee Chairwomen Virginia Foxx on April 5, 2017. The House today passed the Self-Insurance Protection Act (H.R. 1304), legislation that would protect access to affordable health care options for workers and families. Introduced by Rep. Phil Roe (R-TN), the legislation would reaffirm long-standing policies to ensure workers can [...]

House Passes Bill to Protect Access to Affordable Health Care Options2017-04-06T14:39:20+00:00

ACA Fee Moratorium and Self-Funding

2017-02-02T11:24:35+00:00

When Congress delayed the Cadillac Tax until 2020, the same law placed a one-year moratorium on the annual fee the ACA imposes on health insurance carriers. While the fee does not have a direct impact on TPAs or self-funded plans, it does sometimes impact stop loss premiums. Since this fee applied to insurance carriers and [...]

ACA Fee Moratorium and Self-Funding2017-02-02T11:24:35+00:00

Self-Funding Employee Healthcare Plans is on the Rise

2016-12-08T08:00:16+00:00

Several studies show an increase in the number of companies choosing self-insurance as well as an expectation that this trend will continue. “Between 2013 and 2015, the proportion of midsized companies with 100 to 499 employees that were self-insured increased 19%, to 30%. The percentage of small firms with fewer than 100 employees that self-funded [...]

Self-Funding Employee Healthcare Plans is on the Rise2016-12-08T08:00:16+00:00

Should You Consider a Minimum Value Plan?

2016-09-08T08:00:11+00:00

If you’re in an industry with significant turnover and varied work schedules, a Minimum Value Plan may be an affordable way to meet the requirements of the Affordable Care Act. A Minimum Value Plan is one that pays at least 60% of the total allowed cost of benefits expected under the plan. And while a [...]

Should You Consider a Minimum Value Plan?2016-09-08T08:00:11+00:00

Cadillac Tax Delayed Until 2020

2016-03-22T08:30:47+00:00

When President Obama signed the new Consolidated Appropriations Act of 2016 into law in late December, he delayed both the Cadillac and Medical Device taxes by two years, from 2018 to 2020. The legislation also provided for the deductibility of the Cadillac Tax, which is an excise tax of 40% on the “excess benefit” of [...]

Cadillac Tax Delayed Until 20202016-03-22T08:30:47+00:00

The ACA: Repeals, Delays, Changes and Other Updates

2016-01-22T19:56:48+00:00

Article is from Zack Pace, from Employee Benefit News (EBN) Commentary: As you’ve no doubt noticed, the federal government made sweeping legislative and regulatory changes to the Affordable Care Act during the fourth quarter of 2015. During the last two weeks of December, I felt like I was drinking from a six-inch fire hose. How [...]

The ACA: Repeals, Delays, Changes and Other Updates2016-01-22T19:56:48+00:00

Debate on Cadillac Tax Continues

2015-12-29T08:15:11+00:00

While there is plenty of discussion about the tax on high cost health plans, the tone has changed somewhat since the CBO said the federal government would forfeit over $80 billion if the tax were repealed. One of the big concerns related to the Cadillac Tax is its impact on benefits that help reduce out-of-pocket [...]

Debate on Cadillac Tax Continues2015-12-29T08:15:11+00:00