SIMPLIFIED Health Plans | For Groups of 25 to 150

SIMPLIFIED Health Plans for Groups of 25 to 150

Are you tired of being asked to complete medical questionnaires or provide claims experience that is increasingly difficult to get from insurance companies in order to get a competitive quote?

We Have a Solution!

SIMPLIFIED gives you a choice of Level Funding with Reference Based Pricing or Cigna PPO as well as plan design options, potential for savings and support from Diversified Group for enrollment, claims and customer service.

1. Enjoy a Fixed Monthly Budget

Administrative costs, stop loss and claims, all in one fixed monthly payment
Stop loss protects the plan against catastrophic specific and aggregate claims
If claims are below estimated funding at year end, the plan retains 100% of the savings

2. Then Choose Between…

With Reference Based Pricing (RBP)

Smaller groups often find it difficult to identify real savings in a PPO environment. Reference Based Pricing limits what your plan will pay for covered healthcare expenses.

Or Cigna PPO Network

If you prefer a PPO option, we offer the Cigna PPO, a national network with 1 million providers, 6,300 facilities and the negotiating leverage of 12.8 million members.

It’s Easy to Apply

Simply download and complete the 3 items below to apply and receive a quote in 3 to 5 business days. Firm rates are available 60 to 90 days out.

SELF-FUNDED PLANS

Self-insured health benefit plans offer greater flexibility and an opportunity for savings.

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FIGHTING PHARMACIDE

Specialty drugs represent a growing percentage of total drug spending. Pharmasense fights these escalating costs.

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HEALTHCARE UNCENSORED

We address questions that are going unasked or unanswered and discuss the trends and issues having the most impact on employee benefits.

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