Stop-Loss Insurance Experts
MORE THAN MARKETS. PROVEN EXPERTISE.
To help self-funded health plans limit liability on catastrophic or high-cost claims, Diversified Group helps the plan secure Medical Stop Loss insurance. This protects individual plan members and the entire covered population against higher-than-expected healthcare costs.
Types of Stop Loss Insurance:
Specific Stop Loss
Aggregate Stop Loss
Ongoing Support
With 50+ years of experience, Diversified Group takes the complexity out of Stop-Loss insurance. First, we work to obtain a Stop-Loss Contract consistent with your plan design and risk tolerance. Then our claims administration professionals process and pay claims in compliance with the terms of the contract and your plan document.
COMPLIANCE SERVICES
Diversified Group maintains an internal Compliance Department dedicated to helping your health plan maximize Stop Loss reimbursements and avoid costly litigation.
CLAIMS PROCESSING
Analysis and submission of claims is the basis upon which Stop Loss carriers evaluate our performance. Strict quality control measures help us ensure prompt, accurate reimbursement.
INFORMATION MANAGEMENT
Decades of experience in data gathering and claims analysis enable Diversified Group to address the employer’s needs by easing the burden associated with compliance and disclosure.
BILLING SERVICES
Daily monitoring and multi-layered review of high-dollar claims help your plan identify exactly how your healthcare dollars are being spent and avoid over-billing. To better serve the employer, Diversified Group also maintains coverage and provides a consolidated bill and remittance to the stop loss carrier.
NEGOTIATING LEVERAGE
Having earned the trust and confidence of many “best in class” Stop-Loss carriers , we use our experience and these strategic partnerships to obtain the best possible contract terms for your plan.
Downloadable: Free Stop-Loss Chart!
SELF-FUNDED PLANS
Self-insured health benefit plans offer greater flexibility and an opportunity for savings.
FIGHTING PHARMACIDE
Specialty drugs represent a growing percentage of total drug spending. Pharmasense fights these escalating costs.
HEALTHCARE UNCENSORED
We address questions that are going unasked or unanswered and discuss the trends and issues having the most impact on employee benefits.