Level Funding

Let’s Talk

ALL THE ADVANTAGES OF SELF-FUNDING
FOR SMALL GROUPS

The rising cost of employee healthcare has more small employer groups choosing level funding over their traditional fully-insured health plan. This option can have many advantages for your small business.

Easy to Operate

While level funding is a form of partial self-funding, it operates like a fully-insured plan. The employer pays a set amount each month to cover fixed costs as well as anticipated claim costs.

Opportunity for Savings

The costs associated with a level funded plan are often much lower than a traditional group health plan. If claims are running below the estimated funding at the end of the policy period, the employer retains the savings. And, employers with 25 or more employees can establish a monthly health plan budget, while still enjoying the economic advantages of self-funding.

DOWNLOADABLE: THE ADVANTAGES LEVEL FUNDING FOR SMALL GROUPS

SELF-FUNDED PLANS

Self-insured health benefit plans offer greater flexibility and an opportunity for savings.

LEARN MORE

FIGHTING PHARMACIDE

Specialty drugs represent a growing percentage of total drug spending. Pharmasense fights these escalating costs.

LEARN MORE

HEALTHCARE UNCENSORED

We address questions that are going unasked or unanswered and discuss the trends and issues having the most impact on employee benefits.

LEARN MORE