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Should You Consider Partially Self-Funding Your Health Plan?

Healthcare reform and rising healthcare costs are driving more organizations to consider self-funding as a more effective and affordable alternative to traditional fully-insured plans. How do you know if self-funding could be right for you?

Here are 4 simple questions to ask yourself...

  1. Have your healthcare costs increased?
    Any unexpected increase in healthcare expense is one of the first signs that self-funding might be an effective option for your plan.
  2. Do you know why your healthcare costs have increased?
    It's not just about premium costs - it's about plan transparency, management and addressing teh reasons why your costs are going up.
  3. Have you increased your employee's monthly contributions?
    With a partially self-funded plan managed by an experienced TPA, savings can be achieved and the need to increase contributions can be reduced.
  4. Have you increased your plan's deductible, co-insurance, co-pay and out-of-pocket to offset increased cost?
    Increasing these requirements attacks the symptoms, not the cause. With a self-funded plan, managed by a TPA, you'll discover your true plan costs.

For more information, or to obtain a comparison, contact a Diversified Group Sales Representative at 888-322-2524 today.

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