A plan management best practice is to collect and store employee waivers when an employee chooses not to enroll on the group health plan, even if the insurer or TPA does not require employers to submit them. These waivers serve as documentation of the employer’s offer of coverage and the employee’s decision to decline it. [...]
NAHU is very concerned about current proposals in Congress that would undermine the employer-sponsored health insurance system by eliminating or placing a cap on the employer-tax exclusion for health insurance. Eliminating the exclusion would also eliminate most of the advantages of employer-sponsored insurance while capping it would degrade the benefit and serve as a tax [...]
Michelle Long, MPH; Matthew Rae, MPH, MPA; Gary Claxon; Anne Jankiewicz; David Rousseau, MPH ; for the Kaiser Family Foundation The graphics below examine eligibility and coverage trends in employer-sponsored health insurance. Since 2000, the share of workers covered by employers’ health benefits at both offering and non-offering firms has dropped to 56%, with the biggest decrease among employees working for small firms [...]
