Diversified Group Brokerage (DGB) specializes in self-funded health plans. For over 40 years, DGB has worked closely with each of our clients to consider their health insurance needs. We evaluate the marketplace and create the best plan – one that manages risk, provides affordable benefits and gives the company and its employees more choices. We strive to develop long-term relationships with our clients by constantly monitoring their health plan usage, keeping a careful watch on cost controls, and planning for future needs. DGB is far more than just a claims payor; we are a Health Plan resource for our clients – and their trusted advisors.

It’s our belief that employers should pay only for the claims they incur – instead of paying into a traditional “use it or lose it” fully insured plan. We contend that there is no equity in fully insured plans and that self-funding is a desirable option for a growing number of employers across the country. In fact, 67% of employers, unions and trusts currently operate self-funded health plans.

In today’s environment, you can’t afford to play defense with your health plan. While self-funding offers employers significant cost savings, DGB takes the concept a step further by ensuring the programs are customized and effective for each employer. We work with the client as a strategic partner to develop a long-term, comprehensive health plan that evolves as the employer’s risk level, use, or needs change. We are able to make ongoing, educated empirically based decisions about how to structure the employee health plan around its members.

To keep costs down, we offer numerous national and regional PPO networks for our clients. This is especially important for clients with several employee locations. This level of flexibility helps us provide meaningful service that meets a variety of needs.

Our clients have total control of their health plan because all of our services are in-house through the Diversified family of companies:

• Diversified Group Brokerage
  • Stop Loss Brokerage
  • Plan Design Advisors
• CMHS
  • Case Management
  • Pharmasense
• Diversified Administration Corporation
  • Claim Payment and Adjudication
  • Customer Service
• CF&H
• Worksite Wellness
• Health Promotion