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That’s why our clients choose Diversified Group Brokerage (DGB) as their Third Party Administrator (TPA). Since 1967 we have been a leading force in the self-funded insurance industry. Just ask any of our 350 clients nationwide. We are dedicated to providing the best service to our clients and it shows. Some of our clients have been with us for over 30 years, and even more have been with us over 20 years. Looking for more reasons to join the DGB family? Here are just a few of the services we offer: |
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Corporate Fitness & Health
DGB's Corporate Fitness & Health program is a comprehensive, individualized way to aid employees in evaluating their overall health status, recognize and understand potential health problems, and assist them in developing a healthier lifestyle. Current research estimates returns of $2 to $4 for each $1 spent on Health and Wellness programs. Health Reimbursement Arrangement
Call them evolutionary or call them revolutionary, HRAs are the best news in healthcare benefits in many, many years. Benefits for employees and employers HRAs are the newest way for employers to give their employees freedom of choice in healthcare planning while controlling their own costs. HRAs are similar to Flexible Spending Accounts (FSAs) except that employees do not lose their money at the end of the year; unused dollars may be rolled-over into the next year! HRAs are also similar to Medical Savings Accounts (MSAs) except that HRAs are funded by employers, are available to employers of all sizes, and are flexible in design. Large Case Management
CMHS manages and coordinates the ongoing medical needs of patients with catastrophic level illnesses or injuries, chronic needs requiring intermittent skilled intervention, or any potentially high dollar cases that may benefit from CM intervention and input. PharmaSense
CMHS, as a full service comprehensive utilization review and case management company, is pleased to offer its clients a program designed to address the ever spiraling cost of biotech drugs.
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Section 125 (Medical and Dependent Care Flexible Spending Accounts)
A Flexible Spending Account is a benefit that allows an employee to use tax-free income to pay for certain kinds of health care and dependent care expenses. In brief, the employer withholds funds for this benefit from the employee's income and allocates them to the Flexible Spending Account. This money is not subjected to federal income taxes, FICA, and, in most states is also exempt from state income tax. These funds are then used to cover eligible expenses for dependent care and out-of-pocket health care cost. Utilization Review
CMHS handles the prior approval, also known as pre-certification, of proposed medical services, including hospitalizations, outpatient procedures, home health care, specialized equipment and second surgical opinions as mandated under most contract requiremnts. Variety of Additional Solutions
DGB offers a variety of other solutions, including: Behavioral Health Review
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Defining your Company's Health Care Strategy is one thing…
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